Have you achieved your 2013 financial goals?

Come December 31, the year 2013 will become history. It will be a night full of celebrations, worships, partying and drinking as we send off 2013 and usher in a New Year 2014 in style. The New Year’s Day will be preceded by Christmas on 25th. This festive  season, normally a two-week holiday is full of events, joy, sharing and spending. But as you plan for this period, have you thought of eval