Last-Mile Lending Archives – CEO East Africa

David Opio Obwangamoi (left) and Moses Akampurira (right) highlight the game-changing difference of gnuGrid CRB’s Mobile Credit Score. Unlike traditional credit scoring, gnuGrid’s engine draws from real-time mobile money behaviour, airtime usage, and spending patterns—unlocking access for borrowers with no formal financial history and making risk assessment both dynamic and inclusive.

Delivering Credit Without Collateral: How Letshego and gnuGrid Are Rewriting Credit Access and Financial Inclusion in Uganda

In this exclusive interview, Moses Akampurira, Digital Products Lead at Letshego Uganda, gives us a front-row seat into how this breakthrough is unfolding on the ground. Powered by real-time behavioural data such

July 4, 2025

The Big Story

David Opio Obwangamoi, Executive Director and Founder of gnuGrid CRB, during an in-depth interview on the future of digital lending in Africa. From SIM card data to behaviour-based credit scores, David unpacks how gnuGrid is turning mobile footprints into financial identities—and why scalable, real-time credit scoring is the key to unlocking true financial inclusion.

Turning SIM Cards into Credit Scores: How gnuGrid CRB Is Making the Invisible Bankable in Uganda

Looking back, 10 years ago, the whole concept of credit health was just beginning to take shape—banks were only starting to engage, and technology hadn’t really entered the scene yet. There were

July 4, 2025

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