In this image taken during the official launch of Stanbic Bank Uganda’s mortgage solution, the bank’s Manager for Home Loans is seen standing alongside Zoeb Yeolawala, Chief Executive Officer of Universal Multipurpose Enterprises Ltd, one of the partnered real estate developers. The two are engaged in conversation against a branded backdrop featuring Stanbic Bank and developer logos, signaling formal collaboration. Both individuals are dressed in business attire, smiling slightly as they interact—projecting optimism about the partnership. The image captures a moment meant to symbolize trust and progress in Uganda’s real estate financing space, but one that has since gained fresh significance following an IGG investigation that flagged Universal for delivering substandard and unsafe housing.