Michael Jjingo, General Manager Commercial Banking at Centenary Bank.

By Michael JjingoIs it the gray hair? They never tell you when it starts, but one day, you’ll drink coffee and complain about fuel prices, then spend the evening calculating how many goats you’d need to retire comfortably. Congratulations, you’ve entered retirement planning season, and the only cure is action (and maybe a little land in Mpigi).Let’s begin with the African classic: real estate. Everyone from your grandmother to your boda rider believes that land is wealth. And they’re not wrong. If you buy wisely, early and in the path of development, you can retire on rent without ever begging…

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