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    Jeff Winters

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    MTN CEO Sylvia Mulinge, MTN Mobile Money Managing Director Richard Yego, and M-PESA Africa Managing Director Sitoyo Lopokoiyit. The three agree that now that Africa has already proven it can leapfrog barriers, the next frontier is to ensure that the systems it builds are safe, transparent, and human-centered.

    Africa’s Fintech Future: Sylvia Mulinge, Sitoyo Lopokoiyit & Richard Yego on Building Africa’s Trust Economy

    Jeff WintersThe Big StoryOctober 30, 2025October 30, 2025

    A decade ago, Africa’s fintech revolution began as a response to one of the continent’s most persistent challenges: access to finance. In 2011, only 23% of people in sub-Saharan Africa…

    M-PESA Africa Managing Director Sitoyo Lopokoiyit speaks at the 2025 Fintechs Annual Gathering in Kampala, urging Africa to shape its own digital destiny through innovation, youth empowerment, and regional collaboration.

    Building Africa’s Fintect Sovereignty: What we Learn from M-PESA’s Ambitious Vision and the Risk of a Possible New Wave of Digital Colonialism

    Jeff WintersThe Big StoryOctober 24, 2025October 23, 2025

    At the 2025 Fintechs Annual Gathering in Kampala, Sitoyo Lopokoiyit, the M-PESA Africa managing director, delivered one of the event’s most compelling keynotes, part warning, part vision, and wholly inspiring….

    A collage of NRM’s President Museveni, NUP’s Robert Kyagulanyi, and FDC’s Nandala Mafabi. The three parties’ manifestos promise on business differ. For large contractors and foreign investors, NRM’s continuity and scale may feel safest. For SMEs and startups, NUP’s promise of a level playing field is potentially the most transformative, while for agribusiness and rural financiers, FDC’s cooperative-driven model could expand markets and liquidity.

    Manifesto Economics: Which Promises Survive Contact with Uganda’s Business Reality?

    Jeff WintersThe Big StoryOctober 22, 2025October 22, 2025

    Markets in downtown Kampala remain lively, yet many traders quietly admit sales are slowing and loan costs are biting harder. It is the classic squeeze: weak consumer demand meeting tighter…

    A photo collage of Joseph Nsubuga, an actuary turned executive, who is trying to change the outlook of insurance from being a distant, abstract, and mistrusted industry.

    They Don’t Insure Their Own Assets: Inside Uganda’s Insurance Dilemma and Mirai’s Bet on the Future

    Jeff WintersThe Big StoryOctober 22, 2025October 29, 2025

    In Uganda, where insurance penetration remains below 1% of GDP, at 0.883% in 2024, according to the Insurance Regulatory Authority (IRA), the sector sits in a paradox. On paper, it…

    A photo collage of UNBS Executive Director Eng James Kasigwa, UNBS Chairman Eng James Kalibbala, and Trade Minister Francis Mwebase. Various correspondences seen by this website show an agency that has been struggling for months, leading to a probe into the activities of Eng Kasigwa, who has barely spent two years in the executive director job.

    The $30,000 Payment Mystery, MPs’ Trips, Diverted Cash, and a Flawed Appointment: Inside the Scandals Threatening to bring down UNBS Boss James Kasigwa

    Jeff WintersThe Big StoryOctober 17, 2025October 24, 2025

    If the UNBS Executive Director, Eng James Kasigwa, survived the storm that followed his appointment in May 2024, he would need every ounce of luck and loyal allies to survive…

    For many Ugandans, land and buildings are the default investment. Yet returns on real estate often lag behind fixed deposits once costs are factored in.

    Fixed Deposits: The Safest Way to Grow Your Cash

    Jeff WintersThe Big StorySeptember 30, 2025October 7, 2025

    A fixed deposit is the plainest promise a bank can make. Lock away your money for a set period, and in return, you get a guaranteed return. It is designed…

    The ruling cuts URA’s sweeping powers but sharpens it. It cannot punish through the Tribunal, but can press ahead with collection if the 30% is not deposited.

    High Court Protects Businesses in Landmark Nile Breweries Case

    Jeff WintersLegal & JusticeSeptember 28, 2025October 7, 2025

    Uganda’s High Court has issued a decision that reshapes the rules of engagement in tax disputes. The decision gives clarity on the much-contested 30% deposit requirement and reins in the…

    For years, the telecom sector has been transformed into a duopoly, largely controlled by MTN and Airtel.

    Uganda Finally Activates Competition Law With New Regulations

    Jeff WintersThe Big StorySeptember 25, 2025September 25, 2025

    After a year in legal limbo, Uganda’s Competition Act has finally come to life. The Competition Regulations, 2025, are now in force, setting the stage for active enforcement of antitrust…

    The case began with consumer complaints in Uganda, Kenya and Egypt. Riders reported being charged more than the fare shown at booking, drivers cancelling after long waits, and being billed for rides that never materialized.

    No More Copy-Paste Contracts: How COMESA Rewrote Uber’s Rules in Africa

    Jeff WintersThe Big StorySeptember 25, 2025September 25, 2025

    After a two-year probe, COMESA’s Competition Commission has forced Uber to rewrite parts of its rider contract. The Commission says the parts of the contracts mislead and unfairly tilt risk…

    In July, Uganda shipped nearly a million bags, but the oversupply of beans dragged down the average price per kilogramme. However, by September, the picture had flipped. A spell of dry weather in Brazil threatened global supplies, and a stronger Brazilian currency discouraged farmers there from selling.

    From July Oversupply to September Windfall: The Price Puzzle in Uganda’s Coffee

    Jeff WintersThe Big StorySeptember 19, 2025September 19, 2025

    Uganda’s coffee season is unfolding in two very different chapters. In July, the country shipped nearly a million bags, the second-highest monthly volume on record. That oversupply of beans boosted…

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