Sanjay Rughani and the Test of a Leaner Standard Chartered Bank Screenshot 2026-02-09 073404 Full size is 679 × 231 pixelsFebruary 9, 2026 Image navigation Sanjay Rughani faces his defining test as Standard Chartered Uganda exits retail banking: turning a leaner, corporate-focused strategy into sustainable profits, disciplined returns, and lasting relevance in a tougher market.