Opportunity Bank Uganda, 30th Anniversary, Inclusive Banking, Community Transformation, Rwamwanja Refugee Settlement, Nakivale Refugee Settlement, Financial Inclusion, Digital Innovation, Tier II Credit Institution, Mestil Hotel Kampala, Owen Amanya – CEO, Jacqueline Kobusingye Opondo – Board Chairperson, Atul Tandon – Opportunity International U.S. CEO, Smallholder Farmers, Refugees, Persons with Disabilities, Schools Financing, Bancassurance, Digital Banking, Opportunity Mobile App, Internet Banking (2022 launch), Agent Bankers, UGX 175 billion in savings, UGX 165 billion loan portfolio, Agriculture Finance, Partnerships with NGOs and donors, Transforming Lives, Customer Success Stories, Ridgeway Schools, “People, not profits”